Design Benefit Plans- Who We Are and What We Do
Wake Up Today Excited About Shopping for Health Insurance? Probably not, and we understand!
It's hard to be enthusiastic about shopping for health insurance, especially if you have a pre-existing condition. Just because you may have different needs does not mean that you should be denied health coverage.
Design Benefit Plans was founded on the premise that not only are health insurance needs different for different people, but also that these needs are driven by other factors. While it may seem like there should be one perfect plan for everyone, this is not realistic. This thought does not take into consideration factors like your comfort level as it relates to premiums, deductibles, and service and coverage levels.
Some individuals may be comfortable with a higher premium and a thicker benefit structure with low co-pays, etc. Others would rather save money with a lower premium, taking care of the smaller bills themselves. Additionally, other factors come into play such as:
- Existing or prior health conditions which one insurance company may decline coverage, issue exclusions for coverage, or rate more or less favorable than another
This is where Design Benefit Plans can help; by understanding your comfort level combined with past health conditions, we are able to customize your coverage precisely. So whether you are in need of individual prescription plans, health insurance for diabetics, or insurance for cancer sufferers, our agents have the solution. What good would it do to submit an application without knowing background on the underwriting and premium rating process of a company? To do so without prior understanding could put you in the situation you may have faced in the past:
- Higher rates than what was quoted
- Issuance of exclusionary waivers for past health conditions
- Denied health coverage
Our goal is to provide you with the best coverage, at the lowest possible premiums for YOUR needs and comfort level. Fill out our online contact form for more information, or call (888) 271-1865 to discuss your options in detail with a friendly insurance agent.
Our Loyalty is to Our Customers, Not the Insurance Companies!
Had difficulty finding coverage in the past due to prior health conditions or have been told your occupation makes you uninsurable?
Not a problem! We specialize in quality health insurance plans that are GUARANTEED ISSUE, you cannot be turned down due to pre-existing conditions, medications or prior hospitalizations you may have had.
Contact us today, in typically 15 minutes or less we can design a benefit package to fit your needs and budget.
Get your quote online or contact us directly either via phone at 888.271.1865 or email.
